An insurance product that provides supplementary income in the event of an illness or accident resulting in a disability that prevents the insured from working at their regular employment. Benefits are usually provided on a monthly basis so that the individual can maintain their standard of living and continue to pay their regular expenses.
Integrus Financial will help educate you on Disability Insurance, its role within a sound financial plan, and how to properly implement policies by using innovative planning concepts.
Here is a listing of the type of Disability Insurance products available: • Blue Collar • Grey Collar • White Collar • Individual Short Term • Business Overhead Expense • Business Buy Out • Key Person • Graded Benefit • Accident Only • High Net Worth • Professional Athlete Disability • Entertainment Industry Disability • True "Own Occupation" • Guaranteed Renewable or Non-Cancelable • Worksite • Group STD • Group LTD • Pension Completion • Contract Guarantee • Loan Indemnification • Salary Continuation • Severance Agreement
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